Credit monitoring
Check your credit report at least once a year. There are free credit (When you adhere to their requirements) reporting agencies such as: Equifax, TransUnion & Experian.
Most credit reports originate from one of the three national credit bureaus. Experian, Equifax, and TransUnion are the largest consumer reporting agencies that acquire and sell financial information to those with a permissible purpose under federal statutes. They maintain credit files on millions of consumers, and generate reports that contain detailed information on your credit transactions and payment history. These include home mortgages, personal loans, student loans, home equity loans, and credit cards. The credit reports display account and payment status, as well as legal proceedings such as foreclosures, bankruptcies, and other monetary judgments. This allows potential lenders to rank borrowers based on their relative ability to pay their bills on time.
Check your credit report at least once a year. There are free credit (When you adhere to their requirements) reporting agencies such as: Equifax, TransUnion & Experian.
Most credit reports originate from one of the three national credit bureaus. Experian, Equifax, and TransUnion are the largest consumer reporting agencies that acquire and sell financial information to those with a permissible purpose under federal statutes. They maintain credit files on millions of consumers, and generate reports that contain detailed information on your credit transactions and payment history. These include home mortgages, personal loans, student loans, home equity loans, and credit cards. The credit reports display account and payment status, as well as legal proceedings such as foreclosures, bankruptcies, and other monetary judgments. This allows potential lenders to rank borrowers based on their relative ability to pay their bills on time.