Springville Community Awareness
  • Welcome
  • SCA-Back to the beginning
  • About Us
  • About Springville
  • News & Events
    • News-Updates-Tips
    • Springville says, NO MORE!
  • For Our Youth
  • How To Get Involved
  • Safety Tips
    • Beware of SPAM
    • Burglar Reveals 15 Trade Secrets - A Look Into The Mind of a Burglar
    • Charities - BEWARE
    • Credit Monitoring
    • Crime Prevention
    • Detect and prevent drunk driving
    • Gang Awareness
    • How to Detect Marijuana Groves & "Grow Houses"
    • How to Recognize and Report Drug Activity
    • Neighborhood Watch
    • Protect Your Home From Wildfires
    • Public Wi-Fi Security/Internet Safety
    • SCAM-Fake Debt Collectors
    • SCAM Protection
    • SCAMS-Current & On-going
    • Smoke/CO Detectors - Smoke/CO Detectors DO Save Lives!
    • Tips for the Holidays
    • Using Your Debit Card Safely
    • WILDFIRE PREVENTION - CONTACTS & INFORMATION
    • 10 Things to Do When a Stranger Knocks On Your Door
  • Resources
  • Vital Contact Numbers
    • AlertTC-Emergency Notification System
  • Did You Know
    • Extreme Heat Tips - Springville's Cooling Center
    • Family Health Care Network
    • Food Label Dates
    • Lions Clubs International Donate Eyeglasses
    • Patton House Gift and Thrift Shop
    • Places of Worship - Springville
    • Springville's Child Care Donations Gladly Accepted
    • Springville Library
    • Springville Volunteer Fire Company
    • Springville VFW Post #9499 Services Provided
  • Springville's Annual Events
  • Springville Photos
  • Contact Springville Community Awareness
Credit monitoring

Check your credit report at least once a year. There are free credit (When you adhere to their requirements) reporting agencies such as: Equifax, TransUnion & Experian.

Most credit reports originate from one of the three national credit bureaus. Experian, Equifax, and TransUnion are the largest consumer reporting agencies that acquire and sell financial information to those with a permissible purpose under federal statutes. They maintain credit files on millions of consumers, and generate reports that contain detailed information on your credit transactions and payment history. These include home mortgages, personal loans, student loans, home equity loans, and credit cards. The credit reports display account and payment status, as well as legal proceedings such as foreclosures, bankruptcies, and other monetary judgments. This allows potential lenders to rank borrowers based on their relative ability to pay their bills on time.